Regulating Depository Banks

Division of Online Learning

  • 2008 financial crisis
  • Dodd-Frank
  • Gramm-Leach-Bliley Act
  • Federal Reserve Board
  • FDIC
  • Glass-Steagall Act of 1933
  • Bank Holding Company Act of 1956
  • financial holding company
  • Dual Charting
  • Financial Services Modernization Act of 1999

Learn to:

  1. Compare the bank regulatory system in the US, comprised of multiple state and federal regulators, with the “single financial regulator” system operating in most other jurisdictions.

  2. Assess the root causes of bank panics and runs (including particularly the wholesale funding runs which occurred during the 2008 financial crisis) and the regulatory framework that has evolved to address this systemic risk.

  3. Summarize important federal laws and regulations affecting bank operations and practices.

This course introduces students to the primarily laws and regulations governing banks whose primary function is to accept cash deposits.  Topics covered include the regulation of bank formation, bank deposit regulation, capital regulation, the Consumer Financial Protection Bureau, holding companies and SIFIs, bank governance and supervision, and special areas of regulatory concern.

Health Reform Watch
Health Law Publications
compliance training and education