Refund Policy  

No refunds will be issued after Thursday, February 21, 2013. Any refunds before that date will be given, but will include a $10 administrative holdback fee.

Substitutions: Individuals unable to attend may send a substitution no later than Thursday, February 21, 2013. Please forward the name of the person who is not coming and the contact information for the individual who will be taking his or her place to Teresa Rizzo at or 973-642-8506.