How to Apply & Accept your Aid?
File a Free Application for Federal Student Aid (FAFSA) online at www.fafsa.ed.gov. The FAFSA may be filed electronically any time after October 1, 2016 for the 2017-18 academic year*, using 2015 federal income tax information. You will need a FSA ID to complete the FAFSA, Seton Hall Law's School code, which is: G09986 and Seton Hall Law’s priority deadline is April 1, 2017. *The academic year begins with the Fall semester (Fall/Spring/Summer). MSJ or LLM students beginning in the summer semester will file the prior year FAFSA (2016-17 for summer 2017) as well as the current year FAFSA.
All graduate and professional students are considered independent students for purposes of applying for federal aid, however, you may be asked for parental data at a later time if you apply for certain scholarships. The FAFSA must be completed each year. We encourage you to file early and to file a FAFSA even if you are unsure if you will require financial aid assistance.
Review your Student Aid Report (SAR) when it is received. Make any necessary changes at www.fafsa.ed.gov as soon as possible.
Submit additional information as requested by the Financial Aid Department. The data from your financial aid application is matched against several federal agencies such as: the Social Security Administration, the Selective Service System, the US Department of Veteran’s Affairs, the US Department of Justice, and the Department of Homeland Security. You may be asked for additional documentation to confirm your eligibility for federal student aid. The financial aid office will notify you in writing of any additional required documents. Failure to complete the financial aid application and to submit all requested documentation may result in the loss of institutional, federal, and state aid, which includes scholarships, grants, and student loans.
Verification: In this process, the school is required to compare information reported on your Free Application for Federal Student Aid (FAFSA) with information from your (and your spouse's if you are married) 2015 federal income tax return. If your application is selected for verification, you may be asked to submit additional tax documents.
Review your Award Letter. Financial Aid Award Letters are sent to admitted students on a rolling basis beginning in March.
Apply For Loans. The loan application process begins in late May for newly admitted students.
Office of Enrollment Services
Seton Hall Law School
One Newark Center
Newark, NJ 07102-5120
Telephone Number: (973) 642-8850 / 8733
Fax Number: (973) 642-8956
Email Address: firstname.lastname@example.org
Monday - Thursday 9:00 a.m. - 6:00 p.m.
Friday 9:00 a.m. - 5:00 p.m.
Monday - Thursday 8:30 a.m. - 5:15 p.m.
Friday 8:30 a.m. - 5:00 p.m.
Applying for Loans
Please make sure you read the instructions for each type of student loan below.
Federal Direct Unsubsidized Loan Bar Study Loans Federal Direct Grad Plus Loan Managing Your Debt Private Loans
The loan application process begins in May for the upcoming academic year that begins in the fall.
Accept Your Loans on LawNet. Log into LawNet to accept your loans and view any outstanding documents (MyInfo tab.) You should carefully consider the minimum amount needed to meet your educational expenses for the academic year. If you wish to adjust your loan amount after you've accepted it on LawNet, you must submit the Loan Adjustment Form and return this form to the Office of Enrollment Services at the law school.
Complete Entrance Counseling. Required for first time borrowers at Seton Hall Law.
Complete a Direct Unsubsidized Master Promissory Note (MPN). Required for first time borrowers at Seton Hall Law.
Accept Your Loans on LawNet. If you wish to adjust your loan amount after you've accepted it on LawNet, you must submit the Loan Adjustment Form and return this form to the Office of Enrollment Services at the law school.
Complete the Grad PLUS Application Process. Log onto www.studentloans.gov, and in the center column, click on: *Request a Direct PLUS Loan. Direct Plus Loans require credit approval by the Department of Education. You will be asked to supply the loan amount, or an option to select the maximum amount for which you are eligible. We urge you to carefully consider the amount you will need for basic necessities for the entire academic year. You may increase this amount later in the year if you have not yet reached the maximum.
Complete a Direct Graduate Plus Loan Master Promissory Note (MPN). Required for first time borrowers at Seton Hall Law.
Private educational loans are offered by private lenders to cover educational expenses (Cost of Attendance) not covered by other sources of financial aid. Private loans are considered a part of your financial aid package. Since federal education loans are less expensive and usually offer better terms than private student loans, we recommend that you utilize all federal loan options prior to considering a private/alternative loan. Private student loans typically have variable interest rates, with the interest rate tied to an index, such as LIBOR or PRIME, plus a margin. Some private loans do offer a fixed interest rate.
Seton Hall Law does not endorse or promote any private loan lenders, and does not maintain a Private Lender List, however, below is an alphabetical listing of lenders that have provided private loans to our students for the past five years.
bank url/web address phone # Citibank www.studentloan.com 1-800-967-2400 Discover Bank www.discoverstudentloans.com 1-866-380-1727 NJ Higher Education Assistance
www.hesaa.org/Pages/NJCLASSHome.aspx 1-800-792-8670 Sallie Mae www.salliemae.com/shulaw 1-888-272-5543 Wells Fargo www.wellsfargo.com/student 1-866-380-1727
Bar Study Loans are available to graduating students to cover the cost of Bar Exam expenses, such as Bar Review Courses, Bar application fees, and living expenses incurred while studying for the Bar Exam. Bar Loans are private loans that require credit approval by independent lenders. Eligibility depends on criteria established by the lender.
Students and co-borrowers must also meet citizenship requirements as established by the lender. Funds are sent directly to the student. Typically, you may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months.
Please contact the Office of Enrollment Services for additional information.
Summer Financial Aid Application Procedures
If you plan to enroll for summer classes and wish to apply for financial aid, please note the following requirements:
- JD students must enroll for at least 4 credits during the summer to be eligible for financial aid. MSJ and LLM students must take at least 3 credits during the summer to be eligible for financial aid.
- You must complete the Summer Financial Aid Application - due April 14, 2017.
- You must have a completed 2016-17 FAFSA if you are applying for a Federal Unsubsidized Loan, Federal Grad Plus Loan, federal work study or a fellowship. Fellowship applicants must also complete the 2017-18 FAFSA.
The following are a list of Frequently Asked Questions regarding summer financial aid. If you have additional questions, please do not hesitate to contact us.
- How many credits must I take?
- What type of aid may I receive if I enroll for 4 credits?
- What about Federal Direct Loans?
- What do I need to do to apply for summer aid?
- How much can I borrow?
- When should I contact my lender?
- I plan to attend another university as a visiting student during the summer. Is the aid process any different?
- I plan to apply for a summer Public Interest Fellowship. What affect does this have on my financial aid package?
- When will I receive a Refund?
Frequently Asked Questions
How many credits must I take?
Students must be enrolled at least half-time to be eligible for federal student aid. This means that JD students must take at least 4 credits in the summer and 5 credits for the fall and spring semesters. MSJ and LLM students must take at least 3 credits in the summer and 5 credits in each the fall and spring semesters. Please note that these minimums are for financial aid purposes, and may vary if you are applying for residency credit in the summer (JD students).
What type of aid may I receive if I enroll for 4 credits?
You may apply for a Federal Graduate Plus loan or a private loan. Institutional scholarships are generally not credited for the summer semester.
What about Federal Unsubsidized Loans?
Summer is considered a part of the 2016-17 academic year. This means that if you have reached the annual Federal Unsubsidized Loan limit for 2016-17, you will not be eligible for further Unsubsidized loans until Fall 2017. (The annual Unsubsidized Loan limit is $20,500.)
What do I need to do to apply for summer aid?
You must have a 2016-17 FAFSA on file if applying for a fellowship, federal work study, a Federal Unsubsidized Loan, or a Federal Grad Plus Loan. (Apply at www.fafsa.ed.gov.) You must also complete the 2017-18 FAFSA if you are applying for a fellowship.
- You must complete the Summer Financial Aid Application - due April 14, 2017.
- You must complete a loan application/promissory note for a Federal Direct Loan or a private loan.
How much can I borrow?
A separate Cost of Attendance Budget is calculated for the summer semester. You may receive financial aid to cover your tuition, fees, loan fees, and living expenses for the summer semester if you are enrolled half-time. If you are a JD student and are not applying for residency credit, you might not have a tuition charge for the summer semester, however other institutional charges may apply. We will calculate the loan fees and add to your loan request, unless you notify us otherwise.
The estimated amounts to cover living expenses for JD students is $4,832 if you are living on your own (not with your parents/relatives), and $2,296 if you are living at home or with relatives.
For MSJ and LLM students, the estimated amounts to cover living expenses is $2,378 if you are living on your own, and $1,622 if you are living at home or with relatives.
What is the process to apply for a loan for the Summer semester?
You simply need to complete the Summer Financial Aid Application and Loan Request Form and we will initiate the loan for you. If you are applying for a private loan, you may apply beginning April 1, with the lender of your choice.
I plan to attend another university as a visiting student during the summer. Is the aid process any different?
The costs for attending another institution are determined by the host institution (the school you are visiting). Seton Hall Law will process either federal or private student loans and the disbursements will be sent to Seton Hall Law School. If you are applying for a Federal loan, federal regulations require that we wait until 10 days prior to the start of the semester to disburse funds to your account. We must have a Consortium Agreement completed and signed by an administrator at the financial aid office of the school you plan to attend. Once financial aid funds have disbursed, we will process a refund for you. You are responsible for paying tuition and fees directly to your host school. Please stop by the Office of Enrollment Services to pick up a Consortium Agreement which is due by May 1.
I plan to apply for a summer Public Interest Fellowship. What affect does this have on my financial aid package?
The Summer Public Interest Fellowship program is administered jointly by the Office of Career Services and the Office of Enrollment Services. Fellowship awards are approximately $4,000 for a ten-week assignment. Because the primary source of funding is from federal work study funds, applicants must have completed a 2016-17 FAFSA, as well as a 2017-18 FAFSA. The effects on your financial aid package will vary by student, so please consult with a Financial Aid Administrator to evaluate your situation.
When will I receive a Refund?
If the amount you borrow is higher than the amount of your tuition, fees and other institutional charges, a refund will be processed and will be available beginning the first week of the semester. Students attending study abroad programs should contact the Office of Enrollment Services for specific information regarding refunds.
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