Applying for and Accepting Your Aid


Financial Aid available for Law Students

Financial Aid
[email protected] | 973-642-8502 or 973-761-9000 ext. 8502

Getting Started with your Financial Aid

File a Free Application for Federal Student Aid (FAFSA) here.
When?  The FAFSA may be filed electronically any time after October 1 annually for the upcoming academic year*. Seton Hall's priority deadline is April 1.

What will I need?  You will need a FSA ID to complete the FAFSA, and Seton Hall Law's School code, which is: G09986. You will also need tax return information, which you may transfer electronically from the IRS database to FAFSA. You will need to know the address that was used on your income tax return.

Which FASFA to file?
At Seton Hall Law, the academic year begins with the Fall semester and covers the Fall/Spring/Summer semesters.

  1. MLS or LLM students beginning in the spring 2024 or summer 2024 semester will file the 2023-24 FAFSA. We encourage you to file the 2024-25 FAFSA at the same time.
  2. If you are beginning in the fall 2024 semester (JD, MLS, LLM students) - file the 2024-25 FAFSA.

Do I need my parents information? We do not require that you submit parental information on the FAFSA. All graduate and professional students are considered independent students for purposes of applying for federal aid, however, you may be asked for parental data at a later time if you apply for certain scholarships.

Do continuing students need to file a FAFSA? Yes, the FAFSA must be completed annually.  We encourage you to file early and to file a FAFSA even if you are unsure if you will require financial aid.

  1. Look for an email confirmation that your FAFSA was received and processed.  Log in to review the results, and to make any necessary changes.

  2. Submit additional information as requested by the Financial Aid Department. You may be asked for additional documentation to confirm your eligibility for federal student aid.  Failure to submit all requested documentation may result in the loss of institutional, federal, and state aid, which includes scholarships, grants, and student loans.

  3. Review your Award Notice. Financial Aid Award Notices are sent to admitted JD students on a rolling basis beginning in March.  MLS and LLM students will receive an award notice shortly after we receive your FAFSA. Continuing students will receive an email to log into their account to view their awards.

  4. Access Your Student Account.

Office of Enrollment Services

Seton Hall Law School
One Newark Center
Newark, NJ 07102-5120

Telephone Number: 973-642-8850 / 8733
Fax Number: 973-642-8956
Email Address: [email protected]

Office Hours:
Monday - Friday 9:00 a.m. - 5:00 p.m.
Summer Hours may vary.

Applying for Loans

Please make sure you read the instructions for each type of student loan below.

  1. Federal Direct Unsubsidized Loan
  2. Federal Direct Grad Plus Loan
  3. Private Loans
  4. Bar Study Loans
  5. Managing Your Debt

The loan application process begins in May for the upcoming academic year that begins in the fall.

Federal Direct Unsubsidized Loan

  1. Accept Your Federal Direct Unsubsidized Loan on LawNet.   Log into LawNet to accept your loans and view any outstanding documents (MyInfo tab, select Financial Aid and award year.) You should carefully consider the minimum amount needed to meet your educational expenses for the academic year. If you wish to adjust your loan amount after you've accepted it on LawNet, you must submit the Loan Adjustment Form.

  2. Complete Entrance CounselingRequired for first time borrowers at Seton Hall Law.  

  3. Complete a Direct Unsubsidized Master Promissory Note (MPN). Required for first time borrowers at Seton Hall Law.    

Federal Direct Grad Plus Loan

  1. Accept Your Loans on LawNet

  2. Complete the Grad PLUS Application Process. Complete the Direct Graduate Plus Application at studentaid.gov. Direct Plus Loans require credit approval by the Department of Education. 
    You will be asked to supply the loan amount, or an option to select the maximum amount for which you are eligible.  We urge you to carefully consider the amount you will need for basic necessities for the entire academic year.  You may increase this amount later in the year if you have not yet reached the maximum. If you wish to adjust your loan amount after you've accepted it on LawNet, you must submit the Loan Adjustment Form.

  3. Complete Entrance CounselingRequired for first time borrowers at Seton Hall Law.

  4. Complete a Direct Graduate Plus Loan Master Promissory Note (MPN) Required for first time borrowers at Seton Hall Law.  

Private Loans

Private educational loans are offered by private lenders to cover educational expenses (Cost of Attendance) not covered by other sources of financial aid. Private loans are considered a part of your financial aid package. Since federal education loans are generally less expensive and usually offer better terms than private student loans, we recommend that you utilize all federal loan options prior to considering a private/alternative loan. Private student loans typically have variable interest rates, however, some private loans do offer a fixed interest rate. 

Seton Hall Law does not endorse or promote any private loan lenders, and does not maintain a Private Lender List, however, below is an alphabetical listing of lenders that have provided private loans to our students for the past five years.

  1. Citizens Bank (888-411-0266)
  2. College Ave (844-422-7502)
  3. Earnest Student Loans (800-601-2801)
  4. NJ Higher Education Assistance Authority (NJCLASS) (800-792-8670)
  5. Sallie Mae (888-272-5543)

Bar Study Loans

Bar Study Loans are available to graduating students to cover the cost of Bar Exam expenses, such as Bar Review Courses, Bar application fees, and living expenses incurred while studying for the Bar Exam. Bar Loans are private loans that require credit approval by independent lenders.  Eligibility depends on criteria established by the lender.

Students and co-borrowers must also meet citizenship requirements as established by the lender. Funds are sent directly to the student. Typically, you may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months.

Please contact the Office of Enrollment Services for additional information.

Managing Your Debt

We take seriously our responsibility to prepare you for a successful professional future. As such, we want to ensure you know about the resources available to you as you navigate your financial aid, loan decisions, and repayment options throughout your law school journey.

We partner with AccessLex Institute®, the largest nonprofit organization in the country focusing on access, affordability and the value of legal education, to bring you the following free resources:

  1. AccessLex Student Loan Calculator - project your student loan balances and repayments
  2. AccessConnex by AccessLex Student Loan Helpline - provides you with access to a team of Accredited Financial Counselors who can help you understand scholarships, grants, loan terms, repayment options, and more. Through our partnership with AccessLex Institute you can schedule free and unlimited calls with an Accredited Financial Counselor to ensure you are on a sound financial path.
  3. AccessLex Law School Scholarship Databank - helps you search over 800 vetted scholarships available specifically for students enrolled in law school.
  4. Live Personal Finance Webinars for Pre-Law & Law Students
  5. Ask EDNA! – The Education Network at AccessLex - this learning platform contains the MAX pre-law program, along with resources and scholarship opportunities once you start law school.

You can also find additional resources through the federal government, including:

  1. Federal Student Loan Repayment Simulator
  2. Loan Entrance Counseling
  3. Consumer Financial Protection Bureau’s Student Loan Repayment Advice